Death Only, Death and Total and Permanent Disability (TPD) Insurance
Money when you, or your family, need it the most…Most of the time we think that accidents and illnesses happen to ‘other people’. But no matter how healthy or careful you are, accidents and illness do happen to everyone at some stage.
Death Only Insurance provides a payment to your family or estate on your death.
Death and Total and Permanent Disability (TPD) Insurance provides a payment to your family or estate on your death, or alternatively, pays you a lump sum of money if you are no longer able to work due to illness or injury. (See our Insurance Guide for more information)
Death cover is available until age 70.
TPD insurance cover is available until age 70 but is not available if you have previously been paid (or are eligible to be paid) a disablement benefit from and superannuation fund or insurance policy.
Different conditions apply for Death & TPD if you are an Employer Sponsored or Personal Plan member
Employer Sponsored Members (Your employer makes super contributions for you)
Unless you tell us otherwise, you will automatically receive default cover:
- A basic level of Death & TPD cover based on your age when you become a member. Your amount of cover will change each year on your birthday,
- Income Protectioncover of 85% of your salary, up to a maximum of $10,000 per month. If you do not specify your salary at the time of joining you will be covered for a maximum $3,000 monthly benefit.
Personal Plan Members (You do not have super contributions made for you by an employer)
Catholic Super offers you:
- Death Only
- Death & TPD and
- Income Protection (conditions apply)
If the default cover is not sufficient you can increase your insurance cover at anytime.
Comprehensive details about Catholic Super’s Death and TPD cover are set out in our Insurance Guide.