What is Contribution Splitting?

As a member of Catholic Super, you can elect to have a portion of your contributions transferred to your spouse’s superannuation account. This is called ‘Contribution Splitting’.

Only ‘eligible contributions’ can be split between couples after the completion of the financial year, or earlier if the member is withdrawing their benefit.

A fee applies to contribution splitting – please refer to our Product Disclosure Statement for more information.

What contributions are eligible for splitting?

Only concessional contributions (i.e. employer and super guarantee contributions, salary sacrifice and contributions made by the self employed for which a tax deduction has been claimed) are eligible for contribution splitting. Members can split up to 85% of their annual concessional contributions.

Members cannot split personal or after tax contributions, amounts transferred from another super fund, amounts subject to a Family Law payment split or contributions above the concessional contributions cap.

Catholic Super needs to receive your contribution splitting form by 31 May in respect of the previous financial year’s contributions. Contact us to find out more.

Download the Contribution Splitting form 


Want to know more about contribution splitting? Contact Us or call 1300 655 002 (Mon-Fri 8.00am-5.30pm AEST).