Conservative Balanced


To achieve solid long term returns over the long term. Returns are likely to be moderately volatile and risk of capital loss over short to medium term periods is significant.

Return Objective

CPI + 2.75% over rolling 10 years.

Standard Risk Measure

Estimated number of negative annual returns over any 20 year period,3 to less than 4 years.

Risk Band and Label

Risk Band 5, Medium to High

Target Asset Allocation

55% Growth Assets
45% Defensive Assets

Strategic Asset Allocation

Date established

June 2012


For latest returns and market report, see the Performance section.