FlexiTerm Deposit

Important information about investing in FlexiTerm Deposit option

As of 1st March 2016, Catholic Super will no longer accept contributions or switches into the FlexiTerm Deposit investment option.

The option will still be open for existing members, but will not accept any further contributions or switches in after this date. Members can continue to withdraw or switch out at any time, and the requirement to provide 90 days’ notice of their intention to do so has been waived.


To invest in a diversified pool of term deposits with Australian banks with a view to providing slightly higher return than the Cash Option and similar stability of cashflow.

Return Objective

To achieve positive returns in all monthly periods.

Standard Risk Measure

Estimated number of negative annual returns over any 20 year period, less than 0.5.

Risk Band and Label

Risk Band 1, Very Low

Target Asset Allocation

100% defensive assets

Strategic Asset Allocation

Cash Term deposit 95%
Cash Cash 5%

Date established

23 October 2012


For latest returns and market report, see the Performance section.