To invest in a diversified portfolio of assets with a lower exposure to listed equities and other growth-oriented assets than RetirePlus accepting that this is likely to result in lower returns over the long term. RetireStable is expected to provide some additional protection against key risks facing those in or approaching retirement, being market risk and inflation risk. Returns are expected to be more stable relative to that or more equity-oriented options.

Return Objective

CPI + 2.0% over rolling 10 years

Standard Risk Measure

Estimated number of negative annual returns over any 20 year period, 1 to less than 2 years.

Risk Band and Label

Risk Band 3, Low to Medium

Target Asset Allocation

25% Growth Assets
75% Defensive Assets

Strategic Asset Allocation

Date established

April 2015


For latest returns and market report, see the Performance section