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Key information

Invests mainly in fixed interest securities and cash, which are expected to deliver stable but low returns over the long term, with the balance invested in shares and other growth assets.

  • Growth/defensive split: 35% / 65%

Who this option is designed for

This option is designed for members who wish to select a lower returning asset allocation in exchange for more stability and security.

Investment objective

  • Accumulation and Transition to Retirement Income:
    Achieve a net return of at least 1.5% p.a. above CPI over rolling 5-year periods.
  • Retirement Income:
    Achieve a net return of at least 2% p.a. above CPI over rolling 5-year periods.

Minimum investment timeframe

The minimum suggested timeframe to invest is 5 years.

Standard risk measure

The risk level of this option is medium, with a likelihood of negative returns occurring 2.3 years in a 20-year period.

Benchmark asset allocation

Asset Class Permitted Range Benchmark Allocation
Australian shares 0-25% 10 %
Overseas shares 0-20% 12 %
Property 0-25% 7 %
Infrastructure 0-15% 8 %
Alternatives 0-20% 4 %
Alternative fixed interest 5-40% 14 %
Traditional fixed interest 10-45% 31 %
Cash 5-35% 14 %

Your questions answered

If you’ve got any questions about your Catholic Super investment options and how we manage your money, our team is ready to help.

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