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Super is a long-term investment, stay focused on your future
Recent global developments have once again reminded us how quickly financial markets can react to major policy changes. On 2 April, US President Donald Trump announced sweeping tariffs on imports to the United States – the most significant in over a century. These tariffs, which affect a wide range of trading partners including China, Japan, and the EU, are expected to create short-term uncertainty in markets as countries respond and adjust.
While the direct impact on Australia may be limited, the broader implications for global trade and economic growth could lead to increased market volatility. In the days following the announcement, we’ve already seen global equity markets drop sharply and bond markets rally – classic responses to uncertainty and potential shifts in economic momentum.
But while market headlines can feel unsettling, it it’s important to remember one key fact - superannuation is a long-term investment.
Navigating uncertainty
Market volatility is part of investing, but it doesn’t have to cause stress. Our article about recent market fluctuations provides tips for navigating uncertainty.
At Catholic Super we remain focused on the long term
Our investment strategy is built around diversification – spreading your money across a mix of asset classes such as Australian and international shares, property, infrastructure, bonds, and cash. This approach helps reduce the impact of any one event and provides greater stability over time.
We work closely with our global investment managers to assess developments and ensure your retirement savings are well-positioned. That includes analysing both the broader economic impacts and how individual companies may be affected – whether they can adjust to new conditions or face longer-term challenges.
In times like this, our disciplined investment process is more important than ever. We don’t make knee-jerk reactions to short-term news. Instead, we remain focused on delivering strong long-term outcomes for our members – just as we have done through past periods of uncertainty.
Thinking of switching? Your patience could pay off.
It can be tempting to switch your investment options in response to market volatility. But the reality is it’s incredibly difficult to predict exactly when to buy or sell based on short-term fluctuations. Even seasoned investors struggle with timing the market well and timing it consistently.
Instead, history tells us that remaining invested in the market and staying the course for longer periods of time has proven to be more effective than chopping and changing investments in response to short-term movements.
We know from experience that, as long-term investors, we need to be patient when it comes to riding out the day-to-day ups and downs in investment markets, even in times of significant volatility.
We’re here to help
If you’re feeling uncertain or want to make sure your investment mix is aligned with your long-term goals, we’re here to help. Please consider the following options.
Our Service Centre
Trained staff can answer questions and provide guidance. 8:30am-6pm Monday to Friday AET.
Advice services
Our Advice services can help you tailor your investment strategy to suit your goals.
Risk profile questionnaire
Our Risk Profile Questionnaire can to help you understand your attitude to investment risk and what investments might be best suited to you.
And remember:
Superannuation is a long-term investment
Staying the course can help you benefit from long-term market growth
Catholic Super’s diversified approach is designed to help smooth the ride
Now more than ever, it's important to look through the short-term noise and stay focused on your long-term financial future.
We acknowledge all First Peoples of the beautiful lands on which we live and work, and their enduring knowledge and connections to Country. We honour the wisdom of and pay respect to Elders past and present.