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Key information

Invests mainly in growth assets such as indexed shares, which are expected to earn higher returns over the long term, with the balance invested in more stable assets like indexed fixed interest securities and cash.

  • Growth/defensive split: 70% / 30%

Who this option is designed for

This option is designed for members who want a low cost, diversified, passively managed investment option with a balance between risk and return, but who are prepared to accept an asset allocation weighted towards growth assets. Fees will be lower than other comparable actively managed investment options but so are expected returns.

Investment objective

  • Accumulation and Transition to Retirement Income:
    Achieve a net return of at least 2.5% p.a. above CPI over rolling 10-year periods.
  • Retirement Income:
    Achieve a net return of at least 3% p.a. above CPI over rolling 10-year periods. 

Minimum investment timeframe

The minimum suggested timeframe to invest is 10 years.

Standard risk measure

The risk level of this option is high, with a likelihood of negative returns occurring 4.9 years in a 20-year period.

Benchmark asset allocation

Asset Class Permitted Range Benchmark Allocation
Australian shares 10-50% 30 %
Overseas Shares 10-50% 40 %
Property 0% 0 %
Infrastructure 0% 0 %
Alternatives 0% 0 %
Alternative fixed interest 0% 0 %
Traditional fixed interest 0-40% 25 %
Cash 0-30% 5 %

Your questions answered

If you’ve got any questions about your Catholic Super investment options and how we manage your money, our team is ready to help.

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