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3 simple ways to help close the gender super gap

Super | | 2 min read

Two young women looking at tablet


Super is one area where the gender divide is still very visible. Women on average currently retire with approximately half the super balance of their male counterparts, but live on average five years longer.

This can have serious implications for women’s finances. Especially given that 44%of women rely on their partners as the main source of funds for retirement.

There are ways women can boost their super and improve their financial independence. Here are three simple things you can do to start building a better tomorrow.

  1. Consolidate your super

We can help you track down any lost super you may have and consolidate it into your Catholic Super account. Having all your super in one account means you save money, since you're only paying one set of annual fees. It also allows you to manage your super from one convenient account, so you've got complete control.

Don’t forget to always check if there are any insurance implications and exit fees from other funds before you transfer your super.

2. Make sure your investment options are right for you

Personalising your investment options and choosing a more growth-driven strategy can make a big difference to your future balance. You can learn more about your investment choices here.

Not sure where to start? Our financial planners can give you the advice you need that makes all the difference. They do not receive any bonuses or commissions, so you can be sure we're here to help you achieve your financial goals.

      3. Salary sacrifice

When you salary sacrifice, you can pay some of your pre-tax salary into your super account. As well as boosting your super balance, salary sacrificing can potentially reduce your tax rate. Small additions to your super can add up, and even $20 a week can improve your retirement balance.

Simply contact your HR or payroll office and let them know you’d like to start salary sacrificing.


Personal finances are an important part of ensuring a more fair and equitable society, and we encourage all our members to take control of their super and plan for a better retirement.


Any figures quoted are correct at the time of writing but may be subject to change.

Authorised by Togethr Trustees Pty Ltd (ABN 64 006 964 049; AFSL 246383) ('Trustee') the trustee of the Equipsuper Superannuation Fund (ABN 33 813 823 017). Catholic Super is a division of the Equipsuper Superannuation Fund (ABN 33 813 823 017). Financial advice services may be provided to members by the trustee's related entity. 

Togethr Financial Planning Pty Ltd (ABN 84 124 491 078; AFSL 455010). The information contained herein is general information only. It has been prepared without taking into account your personal investment objectives, financial situation, or needs. It is not intended to be, and should not be, construed in any way as investment, legal or financial advice. Please consider your personal position, objectives, and requirements before taking any action. Past performance is not a reliable indicator of future performance.

© 2020 Togethr Trustees Pty Ltd. For further information please our contact our Service Centre on 1300 655 002 or visit our website: csf.com.au.

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