What is contribution splitting?
Contribution splitting enables you to share certain types of super contributions with your spouse by splitting them between your super accounts.
Contribution splitting enables you to share certain types of super contributions with your spouse by splitting them between your super accounts.
You can receive split contributions from your spouse if:
You can’t receive any split contributions from your spouse after you’ve reached age 65.
And, if you want to split some of your contributions with your spouse, then your spouse must be under age 65 and:
The definition of a spouse includes a person:
The maximum amount you can apply to split is either 85% of your concessional contributions for that financial year, or up to your concessional contributions cap for that financial year – whichever is less.
You can split concessional contributions (i.e., before tax) received in a financial year, including:
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If you’d like more information about contributing to your super and which types of contributions might be suitable for your circumstances, our team can help.