The Board overseeing Catholic Super and the Board of TelstraSuper have entered into a merger agreement. The two funds have signed a non-binding Memorandum of Understanding and have agreed to explore a 'merger of equals' between the two funds.

Find out more

5 ways to enjoy a better retirement

I'm retired | | 2 min read

A senior woman with a dog and coffee sitting outdoors on a terrace on sunny day in summer.

 

A happy retirement means more than just financial security, it’s about finding a sense of purpose.

If you’ve spent the last 40 years following a 9-5 routine, that initial sense of freedom can be overwhelming. But there are ways to ease the transition and make sure you’re getting the most out of retirement.

Here are five ways to get started.

1. Connect with people

Social connections make life worth living.

While coronavirus is making face-to-face interactions more difficult, there's still plenty of ways to meet up with old friends or make new ones.

And speaking of new friends, consider some of the following options to expand your social circle.

  • Join an online community
  • Volunteer your services
  • Join a gardening co-op
  • Offer dog walking services

 

2. Remain active

There are strong links between physical health and mental health, so remaining active is important.

This can be challenging for some. As you get older, bad knees and other health issues can stop you doing things you enjoyed in the past. But even a neighbourhood walk has benefits and can help improve your frame of mind.

Not sure where to start? The following low-impact activities might help.

  • Swimming
  • Walking
  • Yoga
  • Gardening

 

3. Find a sense of purpose

Having a sense of purpose can make a huge impact on your retirement mind-set.

It doesn’t have to change the world. Looking after grandkids is a great way to get involved and stay active. Anything that gives you sense of satisfaction, brightens your day, or simply helps you relax is worthwhile.

Stuck for ideas? Consider:

  • Coaching a local team
  • Learning a new skill
  • Getting creative
  • Helping out a charity

 

4. Keep learning

We’re always learning new things, and retirement is no different. Whether it’s a formal course, picking up a book, or taking part in new activities, there’s always something to discover. 

There are probably things you’ve always wanted to try but never had the time to pursue. Retirement is the perfect opportunity to figure out what you’re interested in and learn at your own pace.

You can:

  • Find a free online course
  • Enrol in a community course
  • Put that garage to use with a DIY project
  • Start a garden

 

5. Give back to your community

It may sound obvious; but giving back to your community also increases your connection with that community. Which is a win-win for everyone.

While coronavirus has limited volunteer options, there are still plenty of ways you can contribute remotely. A quick Google search can connect you with volunteer groups in your area that can help steer you in the right direction.

Volunteering takes many forms, including:

  • Mentoring
  • Office admin
  • Shop work
  • Fund raising

 

There’s more to retirement than money. But if you’re are concerned about your finances, or how to enjoy a better lifestyle, our financial planners can help.


Any figures quoted are correct at the time of writing but may be subject to change.

Authorised by Togethr Trustees Pty Ltd (ABN 64 006 964 049; AFSL 246383) ('Trustee') the trustee of the Equipsuper Superannuation Fund (ABN 33 813 823 017). Catholic Super is a division of the Equipsuper Superannuation Fund (ABN 33 813 823 017). Financial advice services may be provided to members by the trustee's related entity. 

Togethr Financial Planning Pty Ltd (ABN 84 124 491 078; AFSL 455010). The information contained herein is general information only. It has been prepared without taking into account your personal investment objectives, financial situation, or needs. It is not intended to be, and should not be, construed in any way as investment, legal or financial advice. Please consider your personal position, objectives, and requirements before taking any action. Past performance is not a reliable indicator of future performance.

© 2020 Togethr Trustees Pty Ltd. For further information please our contact our Service Centre on 1300 655 002 or visit our website: csf.com.au.

Join our award-winning fund

Plan for your future with the industry fund that works hard for you.

Join us