Your insurance options

We offer 3 kinds of cover and you may be eligible for automatic insurance cover

Income Protection (IP)

Income protection covers your most valuable asset - your future earnings. This cover will help pay for daily living expenses by providing you with a monthly benefit, replacing part of your income while you are unable to work due to illness or injury - so you don't need to worry about paying your regular expenses once your sick pay runs out.

Total and Permanent Disablement (TPD) cover

TPD cover provides you with a lump sum payment if you are unlikely to return to return to work again due to illness or injury. It can help you pay for medical expenses, modifications to your home, and any other financial needs.

Death only cover

Death cover is designed to provide your dependants or beneficiaries with a lump sum payment to meet any ongoing financial obligations if you were to become terminally ill or pass away. Your estate or dependants would receive this payment in addition to your super account balance. Make sure you make a binding or non-binding death benefit nomination.

We're here to help

We're here to help guide you if you have any questions about your insurance options.