
Your investment options
We have investment options to suit every stage of life, so you can make a decision that's best for you.
Diversified options
Choose the Diversified option that suits your needs. Each option comes with a blend of asset allocations with varying exposure to risk.
Growth Plus (MySuper)
This option is designed for members who are prepared to accept an aggressive asset allocation which has the potential of providing higher returns, but also increases the risk of a negative return. Previously known as Aggressive.
- 33.00%
- 39.00%
- 8.00%
- 9.00%
- 0.00%
- 3.00%
- 4.00%
- 4.00%
- 25-60%
- 25-60%
- 0-15%
- 0-20%
- 0-20%
- 0-10%
- 0-10%
- 0-10%
Growth
This option is designed for members who are prepared to accept an aggressive asset allocation which has the potential of providing higher returns, but also increases the risk of a negative return. Previously known as Moderately Aggressive.
- 33.00%
- 38.00%
- 5.00%
- 6.00%
- 5.00%
- 6.00%
- 4.00%
- 3.00%
- 25-60%
- 25-60%
- 0-15%
- 0-20%
- 0-20%
- 0-15%
- 0-15%
- 0-15%
Balanced Growth (MySuper)
This option is designed for members who want a balance between risk and return but who are prepared to accept an asset allocation weighted towards growth assets. Previously known as Balanced.
- 25.00%
- 30.00%
- 7.00%
- 9.00%
- 5.00%
- 7.00%
- 12.00%
- 5.00%
- 10-45%
- 5-45%
- 0-20%
- 0-20%
- 0-20%
- 0-20%
- 0-30%
- 0-15%
Balanced
This option is designed for members who want a balance between risk and return. Previously known as Moderately Conservative.
- 19.00%
- 22.00%
- 6.00%
- 6.00%
- 4.00%
- 14.00%
- 15.00%
- 14.00%
- 10-45%
- 5-45%
- 0-20%
- 0-20%
- 0-20%
- 0-30%
- 0-30%
- 0-20%
Conservative
This option is designed for members who wish to select a lower returning asset allocation in exchange for more stability and security.
- 8.00%
- 11.00%
- 6.00%
- 6.00%
- 4.00%
- 15.00%
- 31.00%
- 19.00%
- 0-25%
- 0-20%
- 0-25%
- 0-15%
- 0-20%
- 5-40%
- 10-45%
- 5-35%
PositiveIMPACT
This option is designed for members seeking moderate to high levels of capital growth over the long term with clear and tangible social and environmental impacts.
- 0.00%
- 53.00%
- 14.00%
- 12.00%
- 6.00%
- 8.00%
- 0.00%
- 7.00%
- 0-40%
- 20-80%
- 0-30%
- 0-30%
- 0-20%
- 0-20%
- 0-10%
- 0-10%
RetirePlus
This option is designed for pension members seeking returns above CPI over the long term and who are looking for additional protection against market risk.
- 18.00%
- 19.00%
- 7.00%
- 7.00%
- 7.00%
- 20.00%
- 14.00%
- 8.00%
- 10-40%
- 10-40%
- 0-15%
- 0-15%
- 0-15%
- 0-30%
- 0-25%
- 0-20%
RetireStable
This option is designed for pension members seeking returns above CPI over the long term and who are looking for additional protection against market risk with less growth assets than RetirePlus.
- 10.00%
- 11.00%
- 6.00%
- 6.00%
- 6.00%
- 23.00%
- 23.00%
- 15.00%
- 5-25%
- 5-25%
- 0-20%
- 0-15%
- 0-15%
- 0-30%
- 0-30%
- 0-30%
Sector Specific options
Choose a Sector Specific option and invest directly into an asset class.
Australian Shares
This option is designed for members who are prepared to accept an aggressive asset allocation which has the potential of providing higher returns, but also increases the risk of a negative return.
- 100.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 85-100%
- 0%
- 0%
- 0%
- 0%
- 0%
- 0%
- 0-15%
Overseas Shares
This option is designed for members who are prepared to accept an aggressive asset allocation which has the potential of providing higher returns, but also increases the risk of a negative return.
- 0.00%
- 100.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0%
- 85-100%
- 0%
- 0%
- 0%
- 0%
- 0%
- 0-15%
Diversified Fixed Interest
This option is designed for members who wish to select a relatively defensive asset allocation with more stability and security than more aggressive asset allocations. This option is expected to generate modest returns over time, with a small but not zero chance of negative return in any 12-month period and is considered to be more aggressive than cash.
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 30.00%
- 70.00%
- 0.00%
- 0%
- 0%
- 0%
- 0%
- 0%
- 0-60%
- 40-100%
- 0-30%
Cash
This option is designed for members who wish to select a very defensive asset allocation with a very low chance of a negative return and expected stable but lower returns over the long term.
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 0.00%
- 100.00%
- 0%
- 0%
- 0%
- 0%
- 0%
- 0%
- 0%
- 100%
What else you can do
Understand your style
When deciding on your investment style, it’s important to understand the relationship between risk and return. Choosing what’s best for your needs can make a big difference to your financial future.
Learn moreSwitch between options
We update unit prices daily so you can keep up to date with how your super is performing. You can change your investment option/s as your needs and investment profile changes.
Learn moreGet advice
You can can speak with one our financial planners who can assist you in making the right investment choice for your circumstances.
Learn moreWe're here to help
We can help guide you if you have any questions about our investment options.